How To Choose Life Insurance Agents in Pune?

How To Choose Life Insurance Agents in Pune?

Posted on: 12/10/2018 1:20:00 PM

When it comes to life insurance, gone are the days when there were only a few major players and buying an insurance policy was a personal task, when one used to take care of all the details himself. Today especially the new generation rely on Insurance agents more than the policies and its but natural that the quality of the agent will affect the cover, that you are ultimately going to end up with. Pune is home to a disproportionately large number of people who are under the age of 25, due to the educational institutions and the job opportunities. If you are a student or a working professional in Pune and looking for tips on finding the right life insurance agent in Pune, we at FinDestination have come up with a guide that will help you in zeroing in to the right agent, who will give you exactly the kind of cover you are looking for:

  • License: This one is basic, but something you should be on the lookout for. The life insurance business has been infiltrated by a number of smooth talking touts, who have made a business out of fleecing people for money. The first thing that you should ask your prospective agent is for a license or some identification which will validate his claim of representing a life insurance company. At FinDestination we are authorized sellers of over 20 leading insurance companies in India, committed to providing genuine insurance covers which suits the needs of our patrons.

  • Financial profile: The next thing you should pay attention to, is the financial profile of your agent or broker. How many people has he provided? Are those people happy with their policies? These are the questions that you should be asking yourself. An experienced insurance agent will surely work in your favor towards finding the best policy that addresses all your needs.

  • Flexible: Insurance policies are extremely flexible, with most companies offering addons for families and other such added features at an extra cost. A good life insurance agent will work towards stitching together the right policy for you instead of trying to hardsell you a particular type of policy. Always remember that insurance agents have vested interests and most get monthly targets from insurance companies, on which their bonus is dependant upon. Steer clear of agents insisting upon a particular type and company.

  • Follow up: Agents are extremely thorough with their communication and often follow up regularly to the extent of pestering! The trick here lies in the balance. A good agent will follow up but will not excessively pester you with unwarranted calls and emails. A good policy agent should simply be an agent and not act like a telemarketer.

We have told you briefly about choosing the right life insurance agent in Pune, or any other city for that matter. We at FinDestination pride ourselves on serving thousands of happy customers with tailor made insurance policies, so that they can carry on with the things in life that matter. Perhaps the best compliment we have got in our history has been the ‘peace of mind’ our customers get. If you have any further questions reagrding life insurance and insurance agents we urge you to give us a call today!