General Insurance Pune

General Insurance Form


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Business Person Insurance Form




Note : I authorize Findestination & its associates to call me or SMS me with reference to financial products. This consent will override any registration for DNC / NDNC.

Self employed Professional Insurance Form



Note : I authorize Findestination & its associates to call me or SMS me with reference to financial products. This consent will override any registration for DNC / NDNC.

Overview

“An arrangement by which a company or the state undertakes to provide a guarantee of compensation for specified loss, damage, illness, or death in return for payment of a specified premium.”

Insurance is an arrangement in which you regularly pay money to a company, and they pay you if something bad happens to you or your property.

BENEFITS OF INSURANCE TO INSURED
  • Insurance provides security against risk and uncertainty.
  • It enables the insured to concentrate on his work without fear of loss due to risk and uncertainty.
  • It inculcates regular savings habit, as in the case of life insurance.
  • The insurance policy can be mortgaged and funds raised in case of financial requirements.
  • Insurance policies, especially pension plans provide for income security during old age.
  • The insured gets tax benefits for the amount of premium paid.
  • Insurance of goods may be a mandatory requirement in certain contracts
INSURANCE TYPES
Life insurance protects the people that are financially dependent on you. If your parents, spouse, children or other loved ones would face financial hardship if you died, life insurance should be high on your list of required insurance policies. Think about how much you earn each year (and the number of years you plan to remain employed), and purchase a policy that will replace that income in the event of your untimely demise. Factor in the cost of burial too, as the unexpected cost is a burden for many families.
The soaring cost of medical care is reason enough to make health insurance a necessity. Even a simple visit to the family doctor can result in a hefty bill. More serious injuries,that result in a hospital stay, can generate a bill that tops the price of a one-week stay at a luxury resort. Injuries that require surgery can quickly rack up five-figure costs. Although the cost of health insurance is a financial burden for just about everyone, the potential cost of not having coverage is much higher.
Car Insurance is mandatory under the provisions of Motor Vehicles Act of India. Even if you are not required to have it, and you are driving an old clunker that has been paid off for years, car insurance is something you shouldn't skip. If you are involved in an accident, and someone is injured or their property is damaged, you could be subject to a lawsuit that could possibly cost you everything you own. Accidents happen quickly and the results are often tragic. Having no vehicle insurance or purchasing only the minimum required coverage saves you only a tiny amount of money, and puts everything else that you own at risk.
Two wheeler Insurance is mandatory as per law and it is very important to have it to protect you from any liablity or damage arise out of unforeseen events like accident, theft or any natural calamities.
Home insurance, also commonly called homeowner's insurance (often abbreviated in the US real estate industry as HOI), is a type of property insurance that covers a private residence. It is an insurance policy that combines various personal insurance protections, which can include losses occurring to one's home, its contents, loss of use (additional living expenses), or loss of other personal possessions of the homeowner, as well as liability insurance for accidents that may happen at the home or at the hands of the homeowner within the policy territory.
Key person insurance, also commonly called keyman insurance and key man insurance, is an important form of business insurance. In general, it can be described as an insurance policy taken out by a business to compensate that business for financial losses that would arise from the death or extended incapacity of an important member of the business.
Business insurance is a type of insurance that covers the loss of income that a business suffers after a disaster. The income loss covered may be due to disaster-related closing of the business facility or due to the rebuilding process after a disasters.
Marine insurance covers the loss or damage of ships, cargo, terminals, and any transport or cargo by which the property is transferred, acquired, or held between the points of origin and the final destination. Cargo insurance is the sub-branch of marine insurance, though Marine insurance also includes Onshore and Offshore exposed property, (container terminals, ports, oil platforms, pipelines), Hull, Marine Casualty, and Marine Liability. When goods are transported by mail or courier, shipping insurance is used instead.
A business that provides coverage, in the form of compensation resulting from loss, damages, injury, treatment or hardship in exchange for premium payments.The company calculates the risk of occurrence then determines the cost to replace (pay for) the loss to determine the premium amount.
Machinary insurance can cover this cost and protect you against the loss of business machinery that you have hired. It protect the interest of businessman against the damage to or destruction of various projects.
Corporate insurance in different forms is a must for most companies. Whether it is fire insurance, group insurance policies for employees or insuring the machinery in your office, it plays a vital role in the smooth functioning of any business. Be it a large corporate entity or a small business-man, it is crucial that one identifies the insurance solutions that protects the business from slowing down or coming to a halt.