Making it Easier for You

Business Loan


It is not easy to get a business loan in India to grow and achieve your dreams. Still, Findestination, a business loan provider in Pune, understands the efforts behind availing business loans and offers the best financial solutions. With our professional team, we ensure that you focus on your business goals while we help you with the financial aspects. We help you raise funds without any collateral/security with fast approvals and minimum documentation. You can avail of business loans for a new business or expand your current one.

Features & Our Assistance

Business Loans Types

Business Person

Collateral free loan for proprietorship/partnership/Pvt Ltd company

Self-Employed Professional

Collateral free loan for self-employed professionals like doctors, architects, CA, CS, etc.

LLP (Limited Liability Partnership)

LLPs can avail business loan/cash credit facility. The designated partners who have the authority need to fulfill requirements to avail the loan.

Applicable Interest Rate

The rate of interest on business loans starts from 12%


Eligibility And Documents Required

Eligibility Criteria
The eligibility depends on your repayment capacity as determined by the Financial institution. Factors like your income, age, qualifications, number of dependants, spouse’s/co-applicant’s income, assets, liabilities, savings history, stability, property value, and continuity of occupation.
Documents Required
Sole Proprietorship/ Partnership/ Pvt. Ltd. Company
Duly filled application
Identity ProofPancard, Passport, Aadhar Card
PhotosPassport size photos of all applicants
Business proof
Address Proof
Last 2 years of income tax return of directors/partners
Last 12 months bank statement of main operating account of the firm
Last 3 years Audited financials
Certified copies of MOA/ AOA/ Partnership deed as applicable
Existing loan sanction letter/ Repayment track record (if any)


Findestination as a business loan provider in Pune suggests that business loans range from Rs.5 lakhs to Rs.500 lakhs. The loan amount depends on your income and repayment capacity.
Salaried and self-employed professionals can avail business loans in Pune. Salaried professionals can avail from 12 to 60 months, while Self-employed professionals can avail funding from 12-48 months.
Yes, processing fees of up to 2% are charged depending on the banks. This fee will be deducted from the disbursal amount payable to you.
On submission of documents following the bank requirements, it generally takes 7 working days. All loan approvals are at the discretion of the bank.
As a business loan provider in Pune, we suggest the following ways. First, you can repay the loan through Equated Monthly Installments (EMIs), which can be paid by post-dated cheques favoring the lending bank or through the ECS facility.
No, to obtain a business loan, there is no need to provide any security or collateral.
You can choose to repay the loan anytime after 6 months of availing the business loan at the prepayment penalty of 4 to 5% on the principal outstanding of your loan. There are a few institutions offering NIL foreclosure charges. As a business loan provider in Pune, we will suggest the right solution.