The Leader In Property Loans
Loan Against Property
Overview
Features & Our Assistance
- A multi-purpose loan can be used for business expansion or personal needs
- Get maximum loan amount against your income
- Loan different types of property
- Loan up to 100% of property value.
- Choice of Tenure up to 20 years*
- Attractive Interest Rates starting 6.9%
- Simplified Documentation
- Doorstep services
- Lowest processing fees
- No hidden charges
- No Post loan hassles
Loan Against Property Types
Loan against existing property
Commercial Property purchase Loan
Lease Rental Discounting
Balance Transfer & Top Up
Procedure
1. Submission of complete application form with photograph.
2. Submission of all required documents.
3. Internal verifications.
4. Personal interview with a bank official.
5. Sanction Letter issued by the bank subject to title clearance and property valuation.
6. Title clearance through our panel advocate.
7. Valuation of the property by a panel and inspection by a bank official.
8. Collection of pre-disbursement documents
9. Loan disbursement
Procedure
- Submission of complete application form with photograph.
- Submission of all required documents.
- Internal verifications.
- Personal interview with a bank official.
- Sanction Letter issued by the bank subject to title clearance and property valuation.
- Title clearance through our panel advocate.
- Valuation of the property by a panel and inspection by a bank official.
- Collection of pre-disbursement documents
- Loan disbursement
Eligibility And Documents Required
Eligibility Criteria
Documents Required
For SalariedDuly filled application | |
---|---|
Identity Proof | Pan Card, Aadhar Card |
Passport size photographs of all applicants | |
Address Proof | Electricity bill |
Latest form 16 and last 3-month salary slips | |
Last 6 months bank statement of salary account | |
Existing loans sanction letter/repayment track if any | |
Processing fee cheque |
Sole proprietorship/ Partnership/ Pvt. Ltd Company
Duly filled application | |
---|---|
Identity Proof | Pan Card, Aadhar Card |
Passport size photographs of all applicants | |
Business proof | |
Latest address proof/Business proof | |
Last 2 years income tax return of firm/ company | |
Last 12-month bank statement of main operating account of the firm | |
Audited financials | |
Certified copies of MOA /AOA / Partnership deed as applicable | |
Professional qualification certificate if applicable | |
Existing loans sanction letters/Repayment track record if any | |
Copy of property papers | |
Processing fee cheque |
FAQs
Salaried Individuals
Any individual can avail this loan who is in permanent service in any government undertaking or any reputed private sector company. We also offer loans to salaried Non-Resident Indians (NRIs) working with reputed companies in select countries. Professionals: Doctors, architects, chartered accountants, cost accountants, practicing company secretaries, management consultants, and lawyers. Self Employed: Individuals like traders, distributors, manufacturers, service providers, etc.
Non-Individual Entities
Proprietorship Firms, Partnership Firms, Private Limited Companies, Public Limited companies.